P&Cs Qld arranges optional insurances which P&C Associations can elect to insure. Below is a brief summary on what these cover and why your P&C may wish to consider obtaining the policies.
2026-2027 Student Personal Accident - Policy Wording
2026-2027 Student Personal Accident - Policy Schedule
Who does the Student Personal Accident policy cover?
All students of the school which the P&C Association represents.
What does the Student Personal Accident policy cover?
There are benefits available under the policy if a student suffers an Accident at school and undertaking school activities, including:
- authorised school sports and excursions
- swimming club
- outside school hours care and vacation care
Cover includes necessary direct travel to and from such activities and/or school, that results in Accidental Death or a Bodily Injury.
Key Benefits and Sums Insured:
Accidental Death - $50,000
Permanent Total Disablement - Up to $250,000
Other Permanent Disablement - Up to $250,000
Fractured Bones - Up to $5,000
Non-Medicare Medical Expenses - Up to $5,000
Student Tutorial Benefit - $300 per week up to a maximum of 26 weeks
Excess:
$50 for Non-Medicare Medical Expenses benefit
Claim Example:
A student of a school where the P&C purchases this policy is injured whilst playing rugby at an interschool competition, resulting in a complete fracture of their wrist. The family is entitled to a lump sum benefit of $1,250. Additionally, they can claim for Non-Medicare Medical Expenses up to $5,000.
If you would like more information about this policy or a quote for your review and consideration, please contact Willis:
Jodie Geraghty
P: 07 3167 8566
E: [email protected]